Checking accounts to meet your needs.

At DNB First, we understand that different people need different checking accounts. That’s why we offer smart and affordable options to fit your lifestyle and your budget.

See our checking account rates.

Features Rewards Checking Rewards Checking with Interest
Best for customer who wantsNo minimum balance checking with access to Rewards Savings Relationship checking that earns interest and provides free and discounted services
Minimum Opening Balance$0.00$0.00
Minimum Balance to Earn InterestN/A$0.00
Minimum Balance to Avoid Service FeeNo minimum required. Fee waiver available with 5 debit card transactions or 1 direct deposit per statement cycle $5,000 balance in checking
$15,000 Combined account balances (Checking, Savings, CDs, IRAs, home equity loans and lines)
Fee if Minimum Bal. not met$5.00$25.00
Overdraft Protection AvailableYesYes
Online Access with Bill PayFreeFree
Debit CardFreeFree
Discount on Lines/LoansYesYes
Electronic StatementsYesYes
Open Account OnlineYesYes
Additional FeaturesExclusive access to Rewards Saving and Rewards Money MarketExclusive access to Rewards Saving and Rewards Money Market