Small Business Administration Loans

Whether you're starting up a new business or expanding an existing one, a Small Business Administration (SBA) loan from DNB First may be the answer to your financing needs.

Specially designed to help start, build and grow small businesses, SBA loans offer advantages over conventional financing, including special terms and guidelines and an easier qualification process.

SBA 7(a) Loans provide borrowers with long-term financing, improved cash flow, fixed maturity and no prepayment penalty on loan terms under fifteen years.

  • Terms of up to 25 years, based on use of proceeds and ability to repay
  • Available for business start-up, expansion and renovation, new construction, the purchase of land or buildings, inventory, and debt refinancing

SBA 504 Loans are long-term, real estate and equipment loans, provided through Certified Development Companies (CDCs), licensed by the SBA.

  • 10- or 20-year fixed rate terms
  • Available for the construction or acquisition of a building, or the purchase of equipment or heavy machinery
  • Down payments as low as 10 percent