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*This rate requires automatic payment from a DNB First Choice Checking account. Without an automatic payment from a DNB First Choice Checking account, the rate will be equal to the Prime Rate. The Annual Percentage Rate (APR) is tied to the Wall Street Journal (WSJ) Prime rate and may change as often as daily. The maximum APR that may be charged is 18.00%. Other factors, including credit history may affect the assigned rate. A minimum initial advance requirement of $15,000 applies, subsequent advance minimum is $100.00. Property insurance is required on property used as collateral. Consult your tax advisor for tax deductibility. All loans subject to credit approval.