Careers

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Positions

BSA Officer
  BSA 
     Philadelphia / Downingtown  
 

Duties And Responsibilities:

  1. Monitor changes in BSA related regulations, including US Patriot Act and AML, and update bank policies and procedures as necessary.
  2. Ensure all forms either purchased or developed are in technical compliance with the BSA related regulations.
  3. Monitor regional and departmental activities on a weekly, monthly, or quarterly basis (as warranted), provide written reports of the results to management and Audit Committee, and take appropriate action to assist in reducing bank exposure and losses. Follow-up to ensure corrective action is taken where needed.
  4. Develop needed training or awareness information and conduct supplemental training on an as needed basis. Training will assist in identifying customers who show BSA/AML related suspicious activities and facilitate BSA/AML compliance.
  5. Conduct BSA/AML or other investigations as assigned.
  6. Each month and annually report to the Board of Directors the number of CTR's & SAR's filed. Recommend changes to processes and procedures that reduce exposure and possible losses.
  7. Assist with the overall Risk Management Program and provide guidance or assistance for the bank. Annually prepare OCC-MLR, BSA, OFAC, CIP, & Identity Theft Risk Assessments.
  8. Complete CTRs, SARs, and CTR Exemptions as warranted.
  9. Ensure timely and accurate recording of all sales of monetary instruments.
  10. Monitor and document high risk accounts on a quarterly basis.
  11. Maintain program for compliance with the Bank’s policy and the regulations concerning CIP.
  12. Provide a system of internal controls that adequately implement the Bank’s overall BSA Compliance Program, including the independent testing of the program by either internal auditors or an outside third party.
  13. Ensure that Suspicious Activity Reports are filed with the appropriate agencies when the Bank detects a known or suspected violation of Federal law, or a suspicious transaction related to a money laundering activity or a violation of the BSA.
  14. Assists Compliance Officer as necessary.
  15. Manage annual BSA OCC regulatory exam.
  16. Manage annual BSA independent audit exam.
  17. Performs other duties as required.

Specific Areas of Oversight

Anti-money laundering:

  1. Assist the Bank staff in the understanding of placement, integration, and structuring.
  2. Act as a reference source for the Bank staff in the completion of Currency Transaction Report filings, and ensure that such as filed timely and accurately.
  3. Oversee the “designation of CTR exempt persons” process, including retention of appropriate and sufficient documentation underlying the rationale as the basis for granting the exemption.
  4. Maintain, and educate the Bank staff on businesses ineligible for exemption.
  5. Oversee the SAR reporting requirements and ensure that SARs are filed in accordance with the applicable time frames allowed.
  6. Oversee the recording of cash sales of monetary instruments, and ensure that all regulatory requirements for reporting specific identifying information of each transaction are recorded. This information will be different for customers versus non-customers.
  7. Ensure the Bank maintains the required records for wire transfer transactions over $3,000.
  8. USA PATRIOT Act:

    1. Identify and monitor private banking accounts, foreign entity accounts, and high risk accounts. Regarding the latter, develop a risk based approach to determine those accounts, which may pose varying levels of risk exposure to the Bank, and monitor the activity of the same accordingly.
    2. Monitor the Bank Customer Identification Program and update as appropriate. Monitor that Bank personnel charged with account openings are obtaining the Bank required information, in accord with the regulation.
    3. Act as a focal point for any 314(a), and 314(b) information requests and information sharing.

    OFAC:

    1. Ensure that the Bank is in compliance with all separate regulations that comprise the OFAC area, in dealing with persons, entities, businesses, or countries with which the United States sanctioned.
    2. Monitor that the Bank is periodically updating SDN files, and comparing these with the entire customer database to determine if any matches exist.
    3. When a match occurs, take appropriate steps to ensure that timely reporting occurs to FinCEN, assets are blocked from further activity, and that the periodic reporting requirements are also met.

    Record Retention:

    1. Within each of the above areas, create a master schedule of record retention requirements, and develop a plan to retain as per the specific area, and later dispose of accordingly.

    Apply for this position.
    Please attach your resume and cover letter in a Word compatible file.

Teller Leader
  TL  
     Lionville
 

Job Requirements:

  • High school diploma or equivalent combined with a minimum of three years teller/banking supervisory experience.
  • Strong supervisory/leadership skills combined with proficient mathematics and computer skills Moderate reading, writing and communication skills.
  • Strong customer service and sales skills with ability to meet defined targeted goals and minimum standard requirements.

General Responsibilities:

Responsible for providing service to customers; performing a variety of duties relating to the paying and receiving and balancing functions; coordinating work within the unit as well as with other units and departments; reporting pertinent information to the immediate supervisor; responding to inquiries and requests from customers, other bank personnel, etc.; assisting the unit supervisor with various administrative tasks to support unit operations.

Job Duties:

  1. Provides service to all bank customers as follows:
    1. Greets customers in a friendly and courteous manner.
    2. Serves bank customers at an assigned teller station.
    3. Sales oriented with ability to cross-sell products and services.
    4. Maintains an awareness of new business opportunities with customers; actively refers customers to appropriate sales personnel when these opportunities are available.
  2. Performs various duties relating to the paying and receiving and balancing functions including, but not limited to, the following:
    1. Accepts checks for cashing within approved limits.
    2. Accepts checking and savings deposits and makes withdrawals.
    3. Accepts various payments, i.e., loan, etc.
    4. Maintains an approved level of cash; turns in excess and mutilated currency.
    5. Prepares daily settlement and proof of cash transactions; balances drawer daily.
    6. Performs various clerical duties as assigned including maintaining records and preparing a variety of forms.
    7. Follows prescribed security procedures and ensures compliance with all federal and state regulations in all transactions and interactions.
  3. Maintains and controls vault cash for the teller unit.
  4. Assists supervisor in ensuring teller team adhere to operating policies and practices. Responsible for training new tellers, as assigned.
  5. Responds to inquiries relating to the teller area or from customers or other bank personnel regarding balances, withdrawals, verification of accounts, etc. in an efficient and timely manner.
  6. Responsible for Branch and ATM settlement/maintenance procedures.
  7. Directly supervises and participates in the reviews of the assigned teller team.
  8. Participates with supervisor in establishing specific goals for team members and implements strategies to achieve these goals.

Physical Demands And Work Environment:

The physical demands and work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Physical demands: While performing duties of job, employees is occasionally required to stand; walk; sit; use hands to handle, or feel objects, tools, or controls; reach with hands and arms; talk and hear. Employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.
  • Work environment: The noise level in the work environment is usually moderate.

Apply for this position.
Please attach your resume and cover letter in a Word compatible file.

Loan Documentation / Loan Operations Administrator
Loan Doc / Loan Op 
   Downingtown
 

Job Requirements:

  • Proficient verbal and written communication skills, as well as strong organizational and analytical abilities.
  • Experienced in handling varying loan products and be able to handle confidential data in an ethical and professional manner.
  • Some understanding of commercial law and documentation theory gained from a combination of formal training and work experience.
  • Two or more year’s direct experience working in a documentation preparation environment, reviewing loan packages, and working with LaserPro to create documentation for commercial term loans, lines of credit, letters of credit, and for real estate loans including mortgages and construction loans.
  • Prior experience with SBA Loan Documents preferred.
  • Some exposure in a Loan Operations Area dealing with various loan transactions such as tax service management, UCC filings and tracking, file maintenance and post-closing review would be preferred.
  • Demonstrate ability to work independently and take initiative.
  • Working knowledge of basic computer skills including MS Word, EXCEL, and Outlook. Fiserv Premier experience preferred.

Job Reporting Relationships: Reports to the Loan Operations Manager

Duties And Responsibilities:

  • Responsible for the timely creation of internal Bank prepared commercial loan documentation packages for new loans and change in term documents. Responsible for perfecting the bank’s security interests in all loan collateral.
  • Work closely with Loan Officers, RM’s and A/A’s to ensure all documents are prepared timely and as detailed in the loan approval.
  • Responsible for conducting and performing high level and large volume of time sensitive tasks.
  • Requires review of other Loan Documentation Administrators work before the package is released to the Lender. This includes interpretation of the deal, review of the loan documents, ensure that all the verification processes have been carried out and follow-up has been confirmed and completed.
  • Provide support and assistance to customers and answer internal inquiries and questions requiring research.
  • Book new loans into Premier, our core processing system.
  • Record, monitor and track all UCC filings
  • Manage the Forced Placed Insurance Process including placing, cancelling and charging the borrower for coverage.
  • Responsible for the Real Estate Tax Service Audits, exceptions, and managing the delinquent non-escrow real estate tax process.

Loan Documentation

  1. Directly responsible for preparing commercial loan documentation in accordance with all internal policies and regulations. Provides efficient and timely accommodation of Bank and customer loan processing service requirements and performs the following duties:
    1. Reviews credit approval documents and ascertain requirements for documenting the approved credit extension.
    2. Employing Fiserv EasyLender / LaserPro prepares documentation for commercial loans, lines of credit, letters of credit, and mortgages.
    3. Review insurance, title insurance and corporate documents for adequacy of coverage and protection of Bank’s interests.
    4. Calculate the fees to be collected at closing and prepare Closing Instructions.
    5. Review Document Packages before they are released to the Lender to ensure that the terms and structure of the package is in conformance with the approval and the policy of the Bank.

Loan Operations

  1. Directly responsible for booking consumer leasing loans in Fiserv Premier.
  2. Ensure daily compliance with all federal and state regulations.
  3. Review the various daily file maintenance, posted transactions, non-posted transactions reports for all loans types. This includes reviewing the loan bookings to ensure the data is entered into Fiserv Premier as detailed on the loan approval and documents.
  4. Responsible for the recording, tracking and continuations on all UCC’s.
  5. Manage the Forced Placed Insurance process, placing and cancelling coverage as well as charging the appropriate expenses each month.
  6. Upload and book new loans into Premier, including the posting of loan closing fees and cost.
  7. Manage the Real Estate Tax Service exceptions and delinquencies.

Ancillary Duties

  1. Respond to inquiries relating to his/her particular area or to requests from customers as well as other bank personnel, etc.
  2. Perform other duties as assigned.

Physical Demands And Work Environment: The physical demands and work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  1. Physical demands: While performing duties of job, employees is occasionally required to stand; walk; sit; use hands to handle, or feel objects, tools, or controls; reach with hands and arms; talk and hear. Employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.
  2. Work environment: The noise level in the work environment is usually moderate.

Apply for this position.
Please attach your resume and cover letter in a Word compatible file.

Premier Banking Advisor
PBA
   West Chester
 

Position Overview

A Premier Banking Advisor at DNB First is completely focused on building long-term relationships with DNB First customers. Focus is primarily had on building and acquiring relationships within the mid to upper affluent segments. The goal is to help individuals, families, and businesses, reach their financial goals while meeting and exceeding sales goals including customer acquisition, lending, cross selling, and partner introductions. Successful Premier Banking Advisors will have the drive to achieve the highest level of performance without sacrificing customer service. While much of the job is performed in the branch, Premier Banking Advisors are also responsible for visiting businesses, making outbound calls to customers, and being active in the community. High performance also requires solid knowledge of the financial products and services offered by DNB First.

Performance Objectives

The following are the performance objectives for this position. In assessing competency and fit all candidates will be benchmarked against these standards.

  1. Consistently meets and exceeds sales, service, and operational expectations. Premier Banking Advisors are sales people who engage every customer both in person and by phone with information and suggestions for new financial products or services. They achieve 100% of their goals for Consumer and/or Business checking units sold, quarterly introductions, and quarterly loan volume. They tailor their approach to each customer based on the information they see in their account and the proactive conversation held. Premier Banking Advisors are competitive and consistently exceed their goal expectations.
  2. Profile every customer. Premier Banking Advisors take the time to profile every consumer and business customer to learn about their financial goals and to understand and assess needs. They use the needs assessment worksheet to build trust and rapport with each customer and keep detailed notes for future reference and follow up.
  3. Actively coaches Personal Bankers and Tellers. Effectively act as senior platform team leader through Personal Banker and Teller coaching to help improve their interactions with customers and their ability to spot sales and referral opportunities. Effective coaches customize their approach to each team member’s learning style.
  4. Leadership. The Premier Banking Advisor supports the branch manager by overseeing the efficient operation of the branch to ensure all operational, sales, and service functions are fulfilled. Conveying a feeling of trust, service, security, and satisfaction to customers and staff. Duties of the Premier Banking Advisor are contingent on the scope of the services that are offered at the branch. Responsibility for overseeing the teller function, ATM balancing, and night depository processing.
  5. Proactively engages with DNB First customers. Premier Banking Advisors go out of their way to interact with customers in the branch. They will approach customers who are waiting in line, engaging them to uncover opportunities for additional products or services. They will level set the same expectations to be followed by all team members.
  6. Maintains up-to-date product knowledge of all DNB First products and services. Outstanding Premier Banking Advisors successfully adheres to the DNB First sales and service process. Learning quickly and developing an in-depth understanding of products, services, and organizational procedures. Premier Banking Advisors maintain a broad knowledge of financial services and products. Demonstrating initiative and constantly updating product and service knowledge. Premier Banking Advisors understand key selling features and benefits for each product; creating effective techniques to be used with customers to generate interest and close business.
  7. Processes customer transactions efficiently and accurately. An excellent Premier Banking Advisor will pay careful attention to detail as new accounts are opened and loan applications are input. When applicable, processing customer transactions with accuracy, while still maintaining a high level of customer satisfaction and interaction by delivering on the DNB customer service experience. Establishes consistent routines and follows set procedures to ensure that all cash and negotiable items accurately balancing each day; adhering to certain cash balancing and operating requirements. A Premier Banking Advisor will follow all deposit Customer Identification Program (CIP) and Lending policy and procedures.
  8. Resolves difficult customer situations effectively. Proactively addresses the needs of the customer and solves problems quickly in compliance with DNB First policies and procedures. Always maintains a calm, positive, and friendly attitude in EVERY customer interaction.

Apply for this position.
Please attach your resume and cover letter in a Word compatible file.

Teller
TLR
   Little Washington
 

General Responsibilities

Responsible for providing service to customers; performing a variety of duties relating to the paying and receiving and balancing functions; coordinating work within the unit as well as with other units and departments; reporting pertinent information to the immediate supervisor; responding to inquiries and requests from customers, other bank personnel, etc.; assisting the unit supervisor with various administrative tasks to support unit operations.

Job Duties

  1. Provides service to all bank customers as follows:
    1. Greets customers in a friendly and courteous manner.
    2. Serves bank customers at an assigned teller station.
    3. Maintains an awareness of new business opportunities with customers; actively refers customers to appropriate sales personnel when these opportunities are available.
  2. Performs various duties relating to the paying and receiving and balancing functions including, but not limited to, the following:
    1. Accepts checks for cashing within approved limits.
    2. Accepts checking and savings deposits and makes withdrawals.
    3. Accepts various payments, i.e., loan, etc.
    4. Maintains an approved level of cash; turns in excess and mutilated currency.
    5. Prepares daily settlement and proof of cash transactions; balances drawer daily.
    6. Performs various clerical duties as assigned including maintaining records and preparing a variety of forms.
  3. Coordinates specific work tasks with other personnel within the unit as well as with other units and departments in order to ensure the smooth and efficient flow of information.
  4. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed.
  5. Responds to inquiries relating to his/her particular area or to requests from customers, other bank personnel, etc., regarding balances, withdrawals, verification of accounts, etc. in an efficient manner.

Apply for this position.
Please attach your resume and cover letter in a Word compatible file.

All DNB First employees/new hires must participate and successfully meet employment eligibility standards through our background screening and drug testing program as a condition of employment.

EEODNB First is an equal opportunity and affirmative action employer. DNB First does not discriminate on the basis of race, color, religion, age, gender, marital status, sexual orientation, national origin, disability, military status, veteran status or any other protected status.

How to Apply

To contact DNB First’s Human Resources Department:

  • E-mail your resume to employment@dnbfirst.com. (Attached in Word format or compatible).
  • Mail your resume to:
    DNB First
    Attention: Employment Administrator
    4 Brandywine Avenue
    Downingtown, PA 19335
  • Pick up an application at one of our DNB First locations.