DNB First IRA Rates

Effective Date: 05/18/2012

ProductTermMinimum
Deposit		RateAPY
IRA CERTIFICATE 3 months $1,000.00 0.10% 0.10%
6 months $1,000.00 0.20% 0.20%
  9 months $1,000.00 0.20% 0.20%
  12 months $1,000.00 0.40% 0.40%
  18 months $1,000.00 0.45% 0.45%
  24 months $1,000.00 0.65% 0.65%
  30 months $1,000.00 0.70% 0.70%
  36 months $1,000.00 0.80% 0.80%
  48 months $1,000.00 1.19% 1.20%
  60 months $1,000.00 1.59% 1.60%
  18 mth var* $1,000.00 0.45% 0.45%
IRA SAVINGS None $150.00 0.20% 0.20%

(APY) Annual Percentage Yield
A penalty will be imposed for early withdrawal
* The interest rate on this 18 month variable rate CD changes quarterly.