DNB First Home Equity Loan Rates

Effective Date: 05/18/2012

Balance
Tiers		 Term APR APR
Auto		 Choice
APR		 Loan
to Value		 Payment
Amount
$10,000 to $14,999 60 months 5.375% 4.875% 4.625% 80% $187.00
$15,000 and higher 60 months 4.74% 4.24% 3.99% 80% $276.18
$10,000 and higher 61 to 120 months 5.65% 5.15% 4.90% 80% $105.58
$25,000 and higher 121 to 180 months 6.25% 5.75% 5.50% 80% $204.27
$50,000 and higher 181 to 240 months 6.75% 6.25% 6.00% 80% $358.22
$10,000 to $14,999 1st Lien 60 months 5.125% 4.625% 4.375% 80% $185.86
$15,000 and higher 1st Lien 60 months 4.74% 4.24% 3.99% 80% $276.18
$10,000 and higher 1st Lien 61 to 120 months 5.25% 4.75% 4.50% 80% $103.64
$25,000 and higher 1st Lien 121 to 180 months 5.75% 5.25% 5.00% 80% $197.70
$50.000 and higher 1st Lien 181 to 240 months 6.50% 6.00% 5.75% 80% $351.04

*APR - Annual Percentage Rate
APR Auto - Annual Percentage Rate for loans with an automatic payment from a DNB First account
Choice APR - Annual Percentage Rate for loans with a Choice Checking or Choice Checking with Interest account and an automatic payment from a DNB First account.
Payment amount calculated for minimum balance tiers of $10,000, $15,000, $25,000 and $50,000 respectively and is based on Choice APR that requires a Choice Checking or Choice Checking with Interest account with auto charge from a DNB First account.
Consult your tax advisor for tax deductibility. All loans subject to credit approval.
Property insurance will be required on all property used as collateral for this loan product.
Early Termination Fee of $350 if loan is closed within 24 months. Title Insurance required for loan amounts of $350,000 and above.
1st Lien loans are loans offered by DNB First where DNB First has a first lien position on the property offered as collateral for the loan.




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