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YIELDS and RATES
Fees on deposit accounts may reduce earnings
APY is Annual Percentage Yield
APR is Annual Percentage Rate
CD Rates
| TERM |
MIN
BAL |
COMPOUNDING |
APY |
APR |
3 Months |
$1,000 |
Daily |
1.45% |
1.44% |
5 Months |
$1,000 |
Daily |
1.80% |
1.78% |
6 Months |
$1,000 |
Daily |
1.80% |
1.78% |
7 Months |
$1,000 |
Daily |
1.90% |
1.88% |
9 Months |
$1,000 |
Daily |
1.90% |
1.88% |
11 Months |
$1,000 |
Daily |
2.20% |
2.18% |
12 Months |
$1,000 |
Daily |
2.10% |
2.08% |
13 Months |
$1,000 |
Daily |
2.75% |
2.71% |
15 Months |
$1,000 |
Daily |
2.25% |
2.23% |
18 Months |
$1,000 |
Daily |
2.65% |
2.62% |
24 Months |
$1,000 |
Daily |
3.00% |
2.96% |
30 Months |
$1,000 |
Daily |
2.15% |
2.13% |
36 Months |
$1,000 |
Daily |
2.15% |
2.13% |
60 Months |
$1,000 |
Daily |
1.90% |
1.88% |
CD Rates effective as of:
5/7/2008
NOTE: A penalty will be imposed for
early withdrawal.
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Interest
Bearing Checking Accounts
| TYPE |
MIN BAL |
APY |
APR |
DNB Premium Rewards Checking |
$0.01 - 35,000 |
4.25% |
4.16% |
DNB FIRST Checking – Tier 1 |
$1,000 |
0.05% |
0.05% |
DNB FIRST Checking – Tier 2 |
$5000 |
0.10% |
0.10% |
Diamond Checking - Tier I |
$500 |
0.05% |
0.05% |
Diamond Checking - Tier II |
$5000 |
0.10% |
0.10% |
DNB Premium Checking |
$0.01** |
0.15% |
0.15% |
*Click for details on requirements.
**$15,000 in combined
balances in DNB First deposit accounts, home equity
loans and lines.
Checking Rates effective as of: 5/7/2008
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Savings Accounts
| TYPE |
MIN BAL |
APY |
APR |
Platinum Account - DNB Premium Checking & Direct Deposit required - Tier 6 |
$250,000 |
2.10% |
2.08% |
Platinum Account - DNB Premium Checking & Direct Deposit required - Tier 5 |
$100,000 |
2.00% |
1.98% |
Platinum Account - DNB Premium Checking and Direct Deposit required- Tier 4 |
$50,000 |
1.75% |
1.73% |
Platinum Account - Tier 3 |
$50,000 |
1.25% |
1.24% |
Platinum Account - Tier 2 |
$25,000 |
0.75% |
0.75% |
Platinum Account - Tier 1 |
$10,000 |
0.50% |
0.50% |
Platinum Account |
< $10,000 |
0% |
0% |
Statement Savings |
$150 |
0.20% |
0.20% |
Statement Savings-Minors |
$50 |
0.20% |
0.20% |
Savings Rates effective as
of: 5/7/2008
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Money Market Accounts
| TYPE |
MIN BAL |
APY |
APR |
Premier Money Market Tier III |
$40,000 |
0.75% |
0.75% |
Premier Money Market Tier II |
$20,000 |
0.65% |
0.65% |
Premier Money Market Tier I |
$2,500 |
0.45% |
0.45% |
Money Market |
$1,000 |
0.20% |
0.20% |
Money Market Rates effective
as of: 5/7/2008 |
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Loan Application
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| Home
Equity Loans |
Less than $10,000
| TERM |
RATE |
INTEREST RATE
(With automatic payment from
a DNB account) |
PAYMENT AMOUNT FOR $5,000 and AUTO PAYMENT RATE |
| 5 Years |
8.24% APR |
7.99% APR |
$96.64 |
| 7 Years |
8.49% APR |
8.24% APR |
$78.53 |
| 10 Years |
9.24% APR |
8.99% APR |
$63.31 |
*Annual Percentage Rate
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| Home
Equity Lines of Credit
You may be eligible for a special introductory rate on your Line of Credit. If you open your line and take an immediate draw of $40,000 or more, we will offer you a rate of 4.50% APR for the first three months, followed by a special rate of Prime minus 1/2% for the remainder of the term.
If you don`t qualify for the promotional offer, we are happy to offer you Our Home Equity Line of Credit at Prime. It also is a five year term, with monthly principal and interest payments amortized over a fifteen year period. You can also opt for monthly interest-only payments if you are seeking the lowest possible monthly payments possible.
The Annual Percentage Rate (APR) is tied to the Wall Street Journal Prime rate.The APRs may increase over the life of the line. The maximum APR that may be charged is 18.00%. There is no application fee.
Call 484-691-DNB1 for more details.
EQUAL HOUSING LENDER
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
Interest rate is presented for illustrative purposes only. Your actual APR may be higher based on your credit history, loan amount and combined loan-to-value ratio. Early termination fee of $350 if canceled within 24 months.
ALL LOANS ARE RESTRICTED TO DNB FIRST’S
MARKET AREA AND ARE SUBJECT TO CREDIT APPROVAL.
 
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