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YIELDS and RATES

  • Fees on deposit accounts may reduce earnings
  • APY is Annual Percentage Yield
  • APR is Annual Percentage Rate
  • Annual Percentage Yield is effective as of 3/14/2010
  • Savings, Money Market and Interest Bearing Checking Accounts are variable rate accounts. Rates are subject to change after account opening.
  • Minimum balance is defined as balance required to earn APY (annual percentage yield)

CD Rates
TERM MIN BAL COMPOUNDING APY RATE
3 Months
$1,000 Daily 0.35% 0..35%
6 Months
$1,000 Daily 0.50% 0.50%
7 Months
$1,000 Daily 0.50% 0.50%
9 Months
$1,000 Daily 0.50% 0.50%
11 Months
$1,000 Daily 0.60% 0.60%
12 Months
$1,000 Daily 0.60% 0.60%
13 Months
$1,000 Daily 0.60% 0.60%
15 Months
$1,000 Daily 0.70% 0.70%
18 Months
$1,000 Daily 0.75% 0.75%
36 Months
$1,000 Daily 1.60% 1.59%
24 Months
$1,000 Daily 1.45% 1.44%
48 Months
$1,000 Daily 1.75% 1.73%
60 Months
$1,000 Daily 2.20% 2.18%

NOTE: A penalty will be imposed for early withdrawal.

Interest Bearing Checking Accounts
TYPE MIN BAL APY RATE
DNB Premium Rewards Checking $0.01 - 35,000 2.00% 1.98%
DNB Premium Rewards Checking $35,000.01 up 1.00% 1.00%
DNB Premium Rewards (not meeting requirements) $0.01 up 0.10% 0.10%
DNB FIRST Checking – Tier 1 $1,000 0.01% 0.01%
DNB FIRST Checking – Tier 2 $5000 0.02% 0.02%
Diamond Checking - Tier I $500 0.01% 0.01%
Diamond Checking - Tier II $5000 0.02% 0.02%
DNB Premium Checking $0.01** 0.02% 0.02%

*Click for details on requirements.

**$15,000 in combined balances in DNB First deposit accounts, home equity loans and lines.


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Savings Accounts
TYPE MIN BAL APY RATE
Platinum Account - DNB Premium Checking & Direct Deposit required - Tier 6
$250,000 1.00% 1.00%
Platinum Account - DNB Premium Checking & Direct Deposit required - Tier 5
$100,000 1.00% 1.00%
Platinum Account - DNB Premium Checking and Direct Deposit required- Tier 4
$50,000 1.00% 1.00%
Platinum Account - Tier 3
$50,000 0.75% 0.75%
Platinum Account - Tier 2
$25,000 0.40% 0.40%
Platinum Account - Tier 1
$10,000 0.20% 0.20%
Platinum Account
< $10,000 0% 0%
Statement Savings
$150 0.20% 0.20%
Statement Savings-Minors
$50 0.20% 0.20%

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Money Market Accounts
TYPE MIN BAL APY RATE
Premier Money Market Tier IV
$100,000 1.00% 1.00%
Premier Money Market Tier III
$50,000 0.75% 0.75%
Premier Money Market Tier II
$25,000 0.75% 0.75%
Premier Money Market Tier I
$0.01 0.25% 0.25%


*New Money Only - $25,000 minimum to open account and a cap of $1,000,000 in the account.


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CLICK HERE for Loan Application

Personal or Unsecured Loans
TERM INTEREST RATE # MONTHS PAYMENT BASED ON for $10,000 PAYMENT AMOUNT
12-36 Months 11.00% APR 12 Months $883.98
37-60 Months 11.75% APR 37 Months $323.56

*Annual Percentage Rate


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Automobile Loans

New Auto Loan Rates
TERM INTEREST RATE # MONTHS PAYMENT AMOUNT BASED ON PAYMENT AMOUNT FOR $10,000
Up to 60 Months 5.90% APR 36 $303
Up to 72 Months 6.49% APR* 72 $168

*Annual Percentage Rate, Minimum FICO score of 720 for 72 month financing.

Used Auto Loan Rates
AGE OF VEHICLE INTEREST RATE # MONTHS PAYMENT AMOUNT BASED ON PAYMENT AMOUNT FOR $10,000
Current model year up to one year of age 7.00% APR 60 $198
Two years of age 7.25% APR 48 $240
Three and Four years of age 7.75% APR 36 $312

*Annual Percentage Rate, all loans available up to 60 months


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Home Equity Loans

Less than $10,000
TERM RATE INTEREST RATE
(With automatic payment from a DNB account)
PAYMENT AMOUNT FOR $5,000 and AUTO PAYMENT RATE
5 Years 6.00% APR 5.50% APR $95.51

*Annual Percentage Rate
$10,000 to $49,999
TERM RATE INTEREST RATE
(With automatic payment from a DNB account)
PAYMENT AMOUNT FOR $10,000 and AUTO PAYMENT RATE
5 Years 6.00% APR 5.50% APR $191.01
8 Years 6.40% APR 5.90% APR $130.93
10 Years 6.40% APR 5.90% APR $110.52
15 Years 6.75% APR 6.25% APR $85.74

*Minimum $50,000 for 180 months.
*Minimum $10,000 for greater than 60 months.

*Annual Percentage Rate

$50,000 and Higher
TERM RATE INTEREST RATE
(With automatic payment from a DNB account)
PAYMENT AMOUNT FOR $50,000 and AUTO PAYMENT RATE
5 Years 6.00% APR 5.50% APR $955.06
7 Years 6.40% APR 5.90% APR $728.03
10 Years 6.40% APR 5.90% APR $552.59
12 Years 6.75% APR 6.25% APR $494.42
15 Years 6.75% APR 6.25% APR $428.71
20 Years 7.00% APR 6.50% APR $372.79

*Annual Percentage Rate


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Easy Line of Credit

We are pleased to offer you a rate of Wall Street Journal Prime + 1.00% for the term of your loan (dependent on meeting other lending criteria). New lines feature a floor of 4.50% with automatic monthly payment deduction from a DNB First deposit account.

The Annual Percentage Rate (APR) is tied to the Wall Street Journal Prime rate and may change as often as daily. The maximum APR that may be charged is 18.00%. Other factors, including credit history may affect the assigned rate. There is no application fee. A minimum advance requirement of $100.00 applies. A minimum principal payment of .556% of the outstanding principal balance, or $100.00, whichever is greater, shall be due monthly in addition to billed interest. Consult your tax advisor for tax deductibility.

Interest Only

We are pleased to offer you a rate of Wall Street Journal Prime + 1.00% for the term of your loan (dependent on meeting other lending criteria). New lines feature a floor of 5.00% with automatic monthly payment deduction from a DNB First deposit account.

The Annual Percentage Rate (APR) is tied to the Wall Street Journal Prime rate and may change as often as daily. The maximum APR that may be charged is 18.00%. Other factors, including credit history may affect the assigned rate. There is no application fee. A minimum advance requirement of $100.00 applies. Consult your tax advisor for tax deductibility.

Other rates and terms are available
Call 484-691-DNB1 for more details.

EQUAL HOUSING LENDER
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

Interest rate is presented for illustrative purposes only. Your actual APR may be higher based on your credit history, loan amount and combined loan-to-value ratio. Early termination fee of $350 if canceled within 24 months.

ALL LOANS ARE RESTRICTED TO DNB FIRST’S MARKET AREA AND ARE SUBJECT TO CREDIT APPROVAL.

    


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