Loan Application (Application must be printed out and mailed in.) Word - 60 KB

We have loans for all reasons.

• Personal Loans -
  DNB First offers Personal Loans with terms from 12 to 60 months, with a minimum loan amount of $1,000.
  
  
• Auto Loans -
  Our NEW Auto Loans range from 12 to 60 months and our USED Auto Loans range from 12 to 60 months.
  
  
• Home Equity Loans and Lines -
  As your home increases in value and you pay down your existing mortgage, you build equity in your home. That equity can be your key to lower rate financing for other expenses, including college tuition, home repairs, debt consolidation, medical bills or any other major expense. Plus, many people are able to deduct the interest paid on their tax return, making the real interest rate paid up to a third lower! (Consult your tax advisor for details regarding your specific situation.) If you already have a Home Equity Loan or Line of Credit, now many be the perfect time to refinance to get a lower monthly payment or a better interest rate.
  
  Home Equity Loans offer the security of a fixed rates and payments that don't vary over time. These loans are best suited for non-recurring expenses like home improvements or major purchases.
  
  Home Equity Lines of Credit provide the ability to borrow and pay back on an ongoing basis without the hassle of completing applications over and over again. You only pay interest on the amount of money you have borrow for the time you borrow it. Your Line is perfect for recurring expenses like school tuitions or situations where you expect to be able to pay off your borrowings and like the idea of having an emergency source of cash.

  Our Line of Credit is a five-year Home Equity Line of Credit. You can opt for monthly principal & interest payments amortized over a 15 year period, or monthly interest-only payments if you are seeking the lowest monthly payments possible. The Annual Percentage Rate (APR) is tied to the Wall Street Journal Prime rate.

  You may be eligible for a special introductory rate on your Line of Credit. If you open your line and take an immediate draw of $40,000 or more, we will offer you a rate of 4.50% APR for the first three months, followed by a special rate of Prime minus 1/2% for the remainder of the term.

  The APRs may increase over the life of the line. The maximum APR that may be charged is 18.00%. There is no application fee.

  Call 484-691-DNB1 for more details.
  

• Residential Mortgages -
  If you're a first time home buyer or thinking about refinancing your current mortgage, DNB First has competitive rates and a variety of mortgage programs. For current rates and more information, call Steve Buczek at 484-359-3950. Email sbuczek@dnbfirst.com.
  
  
• Residential Construction Mortgages -
  If you're planning on building your "dream house," DNB First has construction financing to suit your needs. For more information, call any one of our branch managers or 484-691-DNB1

ALL LOANS ARE RESTRICTED TO DNB FIRST'S MARKET AREA.