DNB Premium Rewards Checking

• No minimum balance.
• No monthly fees.
• Other fees may apply.
• Fees may reduce earnings.

• 10 Check Card Transactions posted to account no later than the next to last business day of month.
• One Direct deposit/ACH debit posted to account no later than the next to last business day of month.
• Receive electronic statements via Online Banking Access.

• Nationwide ATM fee refunds (up to $25 per statement cycle).
• Earn 3.50% Annual Percentage Yield (APY) on balances between $0 and $35,000.
• Earn 1.50% APY on all amounts above $35,000 each statement cycle.

• Account will still function as a free checking account.
• Earn 0.10% APY.
• Will not receive ATM refunds for that time period

FREE – Diamond Checking with Interest

• Free for customers who are 50 and older.
• No minimum balance or monthly maintenance fee.
• Free checks – select styles.
• Higher rates for higher balances (view rates).
• Free Cashiers checks, money orders and single signature traveler’s checks.
• No Annual Fee VISA Debit Card.
• Free Phone Access Banking 24/7.
  

DNB First Checking with Interest

• Free Checks – Specialty Blue style.
• Higher rates for higher balances (view rates).
• No Annual Fee VISA Debit Card.
• Only a $1,000 minimum balance required.*
• Free Phone Access Banking 24/7.
• Free Cashiers checks, money orders and single signature traveler’s checks.

  *$12 monthly maintenance charge if average daily collected balance falls below minimum. $1000 average daily collected balance to earn interest.

DNB Premium Checking with Relationship Rewards
We value your business with special Relationship Rewards when your combined deposit accounts, loans and lines are $15,000* or more.

• Competitive market interest rate.
• No Annual Fee VISA Debit Card.
• Free Safe Deposit Box – select size based on availability.
• Free Cashiers checks, money orders and single signature traveler’s checks.
• Free first consultation for Estate and Investment Planning.
• ATM Surcharge Refunds – from other banks - $3.00 per month.
• Free Phone Access Banking 24/7.

  *$20 monthly maintenance charge if the combined daily account balance falls below $15,000 on any day during the statement cycle.

• Fees on deposit accounts may reduce earnings.
• Annual Percentage Yield is accurate as of 2/8/2010.
• Interest Bearing Checking Accounts are variable rate accounts. Rates are subject to change after account opening.
• Minimum balance is defined as balance required to earn APY (annual percentage yield).