What is Banking Access?
DNB First's Banking Access is our online banking product, which allows you to use your own Internet connection to conduct your personal or business banking online.

What can you do with Banking Access?

• Real Time
  
  
• You'll be able to access your eligible DNB First accounts anytime-7 days a week-24 hours a day for up-to-date information.
  
  
• Pay your bills online.
  
  
• Transfer funds between accounts. Express Transfers
  
  
• Order checks.
  
  
• View transaction history and current account balances.
  
  
• View image of checks front and back.
  
  
• Check image search, multiple transaction search and sort capabilities.
  
  
• Stop Payments on line.
  
  
• Date & Time Stamp
  

What can you do with Business Access ?

• Real Time
  
  
• You'll be able to access your eligible DNB First accounts anytime-7 days a week-24 hours a day for up-to-date information.
  
  
• Pay your bills online.
  
  
• Express Transfers. Transfer funds between accounts.
  
  
• Order checks.
  
  
• View transaction history and current account balances.
  
  
• View image of checks front and back.
  
  
• Check image search, multiple transaction search and sort capabilities.
  
  
• Stop Payments on line.
  
  
• Date & Time Stamp
  
  
• ACH Capabilities (Direct Debit & Credit)
  
  
• Direct Deposit of Payroll
  
  
• Collection of funds from your companies Branch Locations no matter where they are in the United States. (Direct Debit)
  

How much does Banking Access or Business Access cost?

• PERSONAL: Banking Access is FREE for personal accounts!
  
  
• BUSINESS: Business Access is FREE for business accounts, $25 per statement cycle for ACH capabilties such as Direct Deposit of Payroll.

How much is the Bill Payment option?

• PERSONAL: The Bill Payment option is FREE for personal accounts.
  
  
• BUSINESS: The Bill Payment option is FREE for business accounts. There is a $30.00 charge per statement cycle if you choose ACH capability such as direct deposit of payroll.

What kind of browser do I need?
DNB First's online banking supports Netscape Navigator 4.74 and higher, and Microsoft Internet Explorer 5.0 and higher with SSL protocol. AOL users can download the most current version from your AOL Access Page. For all others, check your browser at http://www.verisign.com/server/prg/browser.

Is Banking Access or Business Access secure?
DNB uses a Secure Socket Layer (SSL) protocol designed to protect data. It provides authentication that you are communicating with the Bank's server, provides 128-bit encryption to scramble data transmissions, and also provides a system to detect tampering of the data sent to you by DNB First. If tampering is detected in the SSL, the connection is broken.

Your transactions are conducted on a site that is certified by VeriSign, a trusted Internet security company.

Customers are required to use a 7-digit alphanumeric password. Please keep it safe.

How do I sign up for Banking Access or Business Access?
Go into our website www.dnbfirst.com and click on Online at the maroon bar in the middle of the page. Then click either personal or business Printable Online Form under the online Banking Application, upon which, an Internet Banking Services Agreement & Disclosure Statement will be displayed. After reading, if you agree, click on I Accept and an application will be displayed. Print the application, complete, sign and return to the bank by mail to DNB First, BankingAccess Department, 104 Brandywine Avenue, Downingtown, PA 19335, drop off at any branch, or fax to 610-873-5229. You may also go into any branch location to sign up or obtain an application. You will then receive a Welcome Kit with further instructions and your temporary Password. For more information, call 610-873-7198.

How current is my account information?
The balances for your checking and savings accounts are real-time (up-to-date) and will change throughout the day based on your activity. All other account information such as loan and certificates of deposit balances are current as of the end-of-day processing from the previous day.

When will my transfer take place?
Transfers made prior to 3:00 p.m. EST on regular business days will be credited that same day. Transfers made after 3:00 p.m. EST will be credited on the next regular business day. Every day is a business day, except Saturdays, Sundays and federal holidays. If you have any other questions about our Banking Access or Business Access, please call 610-873-7198 or stop by any one of our nine branch locations. For further information on ACH capabilities please call Laura Boysen 484-359-3037 or email lboysen@dnbfirst.com