Checking

Checking accounts to meet your needs.

Apply for a Checking Account Now!

At DNB First, we understand that different people need different checking accounts. That’s why we offer smart and affordable options to fit your lifestyle and your budget.

See our checking account rates.

Features Free
Checking
Free Checking Plus Choice
Checking
Diamond
Checking
Choice Checking
with Interest
Best for customer who wants Free check writing and bill pay services Free check writing, bill pay, ATM rebates Relationship checking that provides free or discounted services For those over 50 a free checking account with multiple discounts on services Relationship checking that earns interest and provides free or discounted services
Earn Interest No No No Yes Yes
Minimum Balance to Avoid Service Fee $0.00 $0.00 $7,500.00
in combined account
balances
$0.00 $20,000.00
in combined account
balances
Fee if Minimum Bal. not met None None $15.00 None $25.00
Overdraft Protection Available Yes Yes Yes/Free Yes Yes/Free
Online Access with Bill Pay Free Free Free Free Free
Debit Card Free Free Free Free Free
Discount on Lines/Loans Yes Yes Yes Yes Yes
Account Requirements None Direct Deposit None Account holder
must be age 50
None
Electronic Statement Required No Yes No No No
Free Check Printing Free starter pack of 30 checks Free starter pack of 30 checks Basic style or 50% discount on
other styles
Basic style or 50% discount on
other styles
Basic style or 50% discount on
other styles
Open Account Online Yes Yes Yes Yes Yes
Additional
Features
  ATM Fee
Reimbursement
up to $7.00
each month
ATM Fee
Reimbursement
up to $20.00
each month
Free Cashier Checks
and Traveler checks
ATM Fee
Reimbursement
up to $20.00
each month