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OnSite Bank Deposit

Banking is more convenient than ever. Make deposits to your DNB First Business Checking or Commercial Checking account from your own desk.

It’s fast. Process 30-60-90 checks a minute. You may be done with your daily banking in just minutes.

It’s easy. A couple of clicks on your PC and your check is delivered electronically to your account for deposit.

It saves time. No more trips to and from the bank or waiting in line for the next available teller.

Works on your schedule. Send your deposits any time of the day or night. No need to restrict yourself to bank branch hours.

Improves cash flow. With faster deposit crediting, you’ll create more flexibility for managing various aspects of your business.

It saves money. Your company will benefit financially through the cost savings you can realize.
  • Time used for banking can now be used for client-billable functions, increasing your company billings.
  • Less time required for banking functions may translate to lower staff requirements and a savings in employee expense.
  • With improved cash flow, you can negotiate vendor discounts for early pay of bills.
This service could be FREE to your business, covered by an earnings credit on your monthly average account balances. Ask us for details.

No two businesses have the same needs. That's why DNB First offers three unique checking products. No matter what your balance or your level of transactions, one of these accounts will satisfy your requirements.

Free Business Checking

Free Business Checking is ideal for businesses with lower transaction volume. This smart and convenient account offers a wealth of benefits and features at no cost.

Benefits of Business Checking:

  • No minimum balance requirement or monthly service charge
  • 400 free transactions
  • Free Online Banking
  • Free business debit card

      *A $0.50 charge applies for each item over 400

Business Checking 1,000

Business Checking 1,000 is ideal for businesses with up to 1,000 transactions per month. This affordable and convenient account offers higher transaction volume for businesses.

Benefits of Business Checking 1,000:

  • Up to 1,000 free transactions
  • Free Online Banking
  • Access to Onsite Bank Deposit
  • Free electronic statement
  • $1,000 minimum balance required
  • Free business debit card

      *A $0.50 charge applies for each item over 1,000

 


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Commercial Checking

Designed exclusively for companies with a higher level of account activity. Commercial Checking is perfectly suited for companies that maintain high account balances and have high levels of activity. An earnings credit, based on your average available balance for the month may offset all your activity charges.

Earnings Credit
The earnings credit rate changes monthly based on the 90-day Treasury Bill Rate.

Activity Charges
Monthly maintenance charge $15.00
Checks paid .17
Non-DNB First check deposited .12
DNB First checks deposited .10
Deposit tickets .50

*The service charge for account analysis will be debited from your account automatically at the end of each month.

In addition, your business can have multiple commercial checking accounts that can be combined for analysis charge purposes, thus reducing or eliminating any analysis fees.


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Check Imaging

The Check Image Processing will make life easier by replacing stacks of checks with a legally acceptable check image document. Each month you will receive an account statement with laser printed "images" of your checks. Your checks will be printed in numerical order, eliminating the need to sort and file them before balancing your account. The posted date, check number and amount will also be printed below each image for easy reference.

If you need an image of the back of your check for proof of payment, it can be furnished immediately by fax or mail. The Bank will keep permanent records of the front and back of your checks, which eliminates your employee's time retrieving and searching through documents.

 

    


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